One Platform,
Multiple Currencies.

Manage, send, and receive funds with ease: collect in up to 30 currencies and make payments in 130+ currencies across 190+ jurisdictions. Execute local payments through domestic rails to reduce costs and accelerate settlement.

Minimise unnecessary conversions, access competitive real-time FX rates, and apply hedging strategies, all while maintaining a consolidated, transparent view of your global cash positions.

The Challenge of Multi-Currency Operations

Where Global Payments Stall

For multinational organisations, managing multiple currencies is more than operationally complex; it strains resources, erodes margins, and obscures clarity.

Multiple accounts across jurisdictions create fragmented visibility, inconsistent rates, and costly delays. Repeated conversions diminish profits, and cross-border payments often travel the wrong rails, incurring high fees and unpredictable settlement times.

High FX Costs and Limited Transparency

Frequent conversions and opaque rates make forecasting difficult and reduce profitability.

Slow, Inefficient Payment Flows

Cross-border wires can take days, incur high intermediary fees, and lack reliable tracking, impacting supplier relationships and client trust.

Fragmented Accounts, Fragmented Views

Multiple bank accounts across jurisdictions create operational silos and obscure a true global cash position.

Liquidity Constraints Across Borders

Cash trapped in local accounts limits access where it’s needed, creating inefficiencies and slowing decision-making. Balances across different bank accounts force workarounds that reduce flexibility and add operational friction.

Operational Strain on Finance Teams

Different banks, countries, time zones, and platforms create constant reconciliation challenges, pulling finance teams away from higher-value strategic work.
Our Multi-Currency Account Solutions

Multi-Currency Accounts Built for Complexity.

VFX enables clients to open and manage multiple currency accounts within a single platform. Each account provides full functionality to hold, send, and receive funds in over 130 currencies. By consolidating control while maintaining currency-specific accounts, businesses can eliminate intermediaries, reduce delays, and optimise costs. Payments settle directly in-market via domestic and international rails, giving clients both reach and efficiency.

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One View for All Currencies

View and manage all international balances in one account, giving your team instant visibility and operational clarity across every currency.

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Avoid Repeated FX Conversions

Maintain various foreign currency balances within the VFX platform to reduce conversion costs and preserve margins.

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Pay Locally, Anywhere

Settle payments through ACH, SEPA, Faster Payments, AED local rails, and more. Obtain local account details in key markets such as the UK, Canada, and the UAE, without needing a regional entity.

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Real-Time FX and Hedging Capabilities

Secure competitive rates on demand, lock in future pricing, and manage exposure to currency volatility with confidence, alongside your dedicated account manager for support, if required.

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Streamlined Operations for Finance Teams

Automated reconciliation and a consolidated platform ease administrative burdens, enabling finance leaders to focus on strategic priorities.

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Liquidity Where You Need It

Consolidate balances across currencies and jurisdictions. Access trapped cash through efficient pooling structures and redeploy funds globally without barriers.

International Currency Network

130+ Currencies.
Major, Minor, and Exotic.

VFX supports a full spectrum of currencies, from the world’s most traded to hard-to-access emerging market pairs. Our coverage spans both high-volume corridors and less-liquid markets, ensuring clients can operate wherever opportunity demands.

Popular currencies include:

USD, EUR, GBP, CHF, JPY, AUD, CAD, HKD, SGD, AED, CNY, and over 120 more.

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Platform Capabilities

Unified Platform for Multi-Currency Control

VFX’s multi-currency accounts integrate seamlessly with our broader suite of solutions, giving decision-makers centralised control over liquidity, FX exposure, and cross-border payments, all through one secure interface.

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Receive Funds Locally

Collect funds in key currencies, including EUR, GBP, CAD, and AED. Utilise local account details in key markets globally to reduce cross-border fees and improve settlement speed.

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Streamline Reconciliation with Virtual IBANs

Open Virtual IBANs on demand to separate flows by entity, project, or client, making reconciliation faster and reporting clearer.

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Pay Globally with Local Efficiency

Send funds to 190+ countries through major global networks, SWIFT, SEPA, ACH, Faster Payments, BACS, and CHAPS, alongside access to local rails across Asia, Africa, and the Middle East.

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Integrate via API

Connect the VFX platform to your ERP or treasury systems for straight-through processing. Gain real-time visibility, faster execution, and secure, compliant transaction handling across multiple payment rails.

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Granular User Permissions and Approvals

Assign roles and approval limits tailored to your organisation’s governance needs. From dual authorisation on high-value payments to role-based access across subsidiaries, VFX ensures oversight without slowing operations.

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Manage FX Risk Effectively

Leverage forwards, options, and expert broker support across volatile and illiquid markets.

Dedicated Support

Dedicated Expertise for Complex Multi-Currency Needs

Our clients operate in environments where structure, compliance, and precision matter. That's why every account comes with a dedicated account manager experienced in multi-jurisdictional compliance, complex ownership structures, and global treasury operations.

From onboarding through to ongoing FX strategy, they act as an extension of your team, ensuring payment flows remain compliant, efficient, and optimised.

With unified multi-currency accounts and dedicated expertise, you gain more than infrastructure; you gain a competitive advantage.

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Control Multiple Currencies in a Single Platform

VFX’s multi-currency accounts give you the infrastructure to manage capital across borders with speed, clarity, and security, without the inefficiencies of traditional banking.

Manage Global Finances. Anytime. Anywhere.

Manage local and international accounts, send and collect payments, track markets, and view balances, all in one secure mobile app.

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