UK Business Accounts for Non-UK Companies

Operate in GBP with a local UK business account in your company's name, without the need for incorporation or resident directors. Access a GB IBAN with full local and international payment capabilities.

Settle instantaneously via Faster Payments, CHAPS, and BACS, complemented by SWIFT connectivity for global transfers.

The Challenge

Obstacles Non-Resident Companies Face


Opening a UK business account as a non-resident can be complex and time-consuming. Traditional banks often require local incorporation, a resident directors, or physical addresses.

You may also face repeated KYC checks, notarised documents, and inconsistent procedures across financial institutions. For international businesses, these hurdles can create unnecessary operational friction, lead to costly delays in critical settlements, and expose your business to avoidable FX risk.

The Solution

Establish Local Payment Authority

Operate in the UK with a GBP account in your company's name. VFX enables international businesses to collect and pay domestically, reducing delays, avoiding unnecessary fees, and simplifying cross-border operations.

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GB IBAN in Your Company Name

Receive a UK account number and sort-code in your company's name for seamless domestic collections and settlements.

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Access to Domestic Payment Rails

Use Faster Payments, CHAPS, and BACS for fast settlement with UK-based employees, suppliers, and partners.

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Hold Local Currencies

Collect GBP payments from international customers directly into your local account and pay international suppliers without immediate currency conversion.

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Multi-Currency Capability

Pay and collect in GBP while retaining access to exchange in over 130 currencies via SWIFT for all other global payment requirements, all within a single account.

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Operational Efficiency

Reduce processing delays and streamline reconciliation for high-volume transactions.

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Manage Your Account Online

Manage your account 24/7 through the VFX platform and app, giving you oversight and control anytime, anywhere.


Online Application Process

Open an Account Online within Days, Not Months.

We understand speed is critical. Our streamlined onboarding process allows for most UK business accounts to be fully operational within days.

From the moment you apply, you are paired with a dedicated Account Manager, who is an international finance specialist, ready to guide you.

We prioritise expert human support and communication to ensure your requirements are met accurately and provide clarity from application to activation.

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Your Dedicated Partner

An Infrastructure Built for Global Business

Gain more than a local GBP account. With VFX, you have access to a complete financial infrastructure built for international businesses that value speed, security, and expert support.

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Tier-1 Banking Network

Access a trusted infrastructure supported by leading banking partners, ensuring fast, reliable settlement through domestic UK rails.

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Range of Products

Opening a VFX account gives you access to a wide suite of services, including FX risk management tools, multi-currency accounts, and corporate card solutions, all managed through one secure platform.

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Dedicated Account Manager

Work with your personal account manager who understands your business structure, compliance needs, and global operations.

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Authorised & Regulated

VFX is authorised and regulated in the UK, UAE, and Canada, giving you full assurance that your funds and operations meet the highest standards of governance.

Simplify How You Operate in the UK

Open a UK business account in your company's name and start sending and receiving GBP payments like a local business, without the barriers.

Manage Global Finances. Anytime. Anywhere.

Manage local and international accounts, send and collect payments, track markets, and view balances, all in one secure mobile app.

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