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Simplicity in a World of Financial Complexity

Operating across borders brings unseen complexity. Managing payments, currencies, and liquidity across jurisdictions demands precision, structure, and trust.

VFX provides the platform and expertise to help clients transact globally with confidence, offering clarity above the surface and control over the deeper mechanics that drive their international growth.

Our Mission

Complexity is the cost of
Global Growth

As organisations scale across borders, financial operations become tangled.

More entities, more regulations, more risk. Traditional banks often lack the agility to respond. New providers lack the experience to guide. Clarity suffers, composure is tested, and decision-making slows.

At VFX, we help clients restore control. We bring structure, discipline, and clear strategy to global treasury and FX, so clients can make calm, confident decisions in moments that matter most.

Our Solutions

Financial Infrastructure for
Complex Operations

Designed for capital flows across borders, managing risk, and scaling with discipline.

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Local Accounts

Local Business Accounts

Open named accounts in the UK, Canada, and the UAE without local incorporation. Access local clearing, lower costs, and gain a credible in-market presence.

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International Accounts

Multi-Currency Accounts

Hold and manage balances in 30+ currencies under one account structure through Virtual IBANs. Simplify treasury operations and maintain currency flexibility.

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FX Management

Treasury and FX Management

Manage currency risk and capital flows with forward contracts, market orders, and liquidity planning to protect margins and improve cash visibility.

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Cards

Multi-Currency Cards

Issue and manage corporate cards in 13 major currencies. Control global team spend with real-time visibility and centralised reconciliation.

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Send & Receive Globally

Payments & Collections

Send payments in 130+ currencies and collect funds in up to 30, using local clearing rails and Virtual IBANs for faster, lower-cost settlements.

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Money Market Funds

Cash Management

Put surplus cash to work in AAA-rated Money Market Funds to enhance yield while preserving liquidity and security.

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Who We Serve

Built for the Demands of
Global Clients

From scaling SMEs to worldwide institutions, we serve clients whose financial requirements cross borders and boundaries.

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Private Markets & Institutions

Regulation and Security

Authorised Across Jurisdictions.

We meet the highest regulatory and technical standards, so clients can operate with confidence.

Regulated & Authorised

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Regulated in leading financial centres by the FCA in the UK, FINTRAC in Canada, and the DFSA in the UAE, VFX assures strong, multi-jurisdictional oversight.

Safeguarded Funds

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All client funds are safeguarded in segregated accounts with our Tier-1 banks, separate from company assets.

Cyber Essentials Plus

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At VFX, security is built into everything we do.

We are Cyber Essentials Plus certified, fully compliant with DORA and PCI DSS certified, and with regular penetration testing, ongoing vulnerability management, and robust disaster recovery planning, we give you security and resilience you can trust.

Dedicated Support

Dedicated Experts,
Ready to Support.

Alongside our industry-leading financial technology, every client has direct access to an account manager for strategic guidance, not scripted responses.

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Strategically Located.
Globally Aligned.

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We operate from key financial centres: London, Dubai, Toronto, Madrid, and more, to provide regional insight and local fluency.

Our Clients

Trusted by
Clients Worldwide

Clients choose VFX for our reliability and understanding of complexity within international operations.

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We’ve been working with the VFX team as a banking and FX partner for the last 12 months or so. We’ve found the team to be approachable, time sensitive and commercial in all discussions.

Chris Ruark

Managing Director

Company Name

NCM Fund Services

Location

Edinburgh, Scotland

Industry

Investment Services

Client Website
ncm.group

Manage Global Finances. Anytime. Anywhere.

Manage local and international accounts, send and collect payments, track markets, and view balances, all in one secure mobile app.

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